SIP Calculator
Calculate your potential returns from Systematic Investment Plan (SIP) or Lumpsum investments in mutual funds.
SIP Calculator
Calculate your wealth with SIP or Lumpsum investment
Understanding SIP and Lumpsum Investments
Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds, while a Lumpsum investment involves investing a large amount at once. Both investment methods have their own advantages depending on your financial goals and market conditions.
How to Calculate SIP Returns?
The formula used to calculate SIP returns is:
M = P × ({[1 + i]^n – 1} / i) × (1 + i)
Where:
P = Monthly investment amount
i = Monthly rate of interest (Annual rate / 12 / 100)
n = Number of months
M = Maturity amount (total value)
How to Calculate Lumpsum Returns?
The formula used to calculate Lumpsum returns is:
A = P × (1 + r)^t
Where:
P = Principal amount invested
r = Annual rate of return (in decimal)
t = Time period in years
A = Amount at maturity